Adults with ADHD are the easiest targets for advertisers, business owners, and big corporations.  The average person already has enough trouble resisting the temptation to splurge on the latest clothes, gadgets, or whatever object catches their fancy.  Add uncontrolled ADHD into the mix, and you could be in for some serious credit card debt.  Adults with ADHD can be a little more impulsive than the rest; in some instances, their spontaneous nature can be endearing or even desirable.  When it comes to money, impulsivity can be quite dangerous – especially during sales, where discounted prices make items all the more enticing.  While impulsive spending might make your small apartment a little too crowded for comfort, space is the least of your worries.  Impulsive spending is the major reason behind most cases of credit card debt.  Here are some tips that can help you gain control of your finances and your impulsive shopping habits:

Acknowledge that impulsive shopping is a problem

The first step to modifying your behavior is to recognize that you have a problem.   One way to do it is to compare your expenses with your income.  How many of your purchases were impulse buys and how many were necessities? Are you spending more than what you are earning?  Another way to go about it is to look at your place and see how much space your purchases are taking up. Impulse shoppers often have closets and boxes filled with items they never got around to using.

Get rid of your credit card

Or at least, leave your credit card at home and bring cash when you go shopping. Although credit cards are very convenient, they make it easier for you to spend now and worry about payments later.  On the other hand, using cash when you shop puts a cap on your spending; just make sure you leave the house with the exact amount of money you need.   Shopping with cash also discourages excessive spending because you feel the loss when you see the money change hands.

Make a list and stick to it

You’ve probably fallen into the trap of going to the supermarket for the weekly groceries and buying much more than you need.  When doing the groceries, don’t leave the house without a list of necessities.  Stick to this list no matter what.

List down your expenses

You might be able to keep your shopping to a minimum if you do a reality check and list your expenses.  See how much you need to pay for the basics (rent, utilities, food, miscellaneous bills) and decide on your shopping budget based on this.

Delay the purchase as much as possible

“But what happens if I walk by a shop window and see an item I can’t resist?” you might ask.  The answer is simple: walk away, go home, and think about it.  Can you afford to buy this item? Do you really need it? How useful will it be?  Whatever you do, don’t purchase the item unless you’ve given it some serious thought.